Rising Tide
Earn 5% Interest On Your Idle Capital
We give nonprofits peace of mind to do what they do best: make impact.
Why Rising Tide
Rising Tide provides nonprofits a vehicle for predictable revenue growth through a no-risk, guaranteed 5% annual interest return on their idle capital. This helps nonprofits build organizational security by diversifying revenue streams and growing their reserve funds without relying solely on donations.
Highly Liquid
Guaranteed Return
Highly Accessible
“Rising Tide has been amazing for our fast growing nonprofit. We are so grateful for a program that allows nonprofits like ours to use our donations to passively create more impact for the people we serve.”
“At the Child Poverty Action Lab, we recognize that we will only fulfill our mission if we are committed to being serious about our finances. Working with Rising Tide helps us improve returns on every dollar donated to us without adding any risk or sacrificing flexibility. It is simple, smart, and pragmatic.”
“Rising Tide has given us the opportunity to go beyond our fiscal responsibility with our reserve funds; our organization is now better prepared to meet daily challenges knowing that we have a safe, growing reserve.”
How It Works
NONPROFITS LOAN
Up to $250,000 to Notley to start your agreement, for a max term of 5 years.
RISING TIDE GUARANTEES
5% annual interest, accruing quarterly, for the duration of the term.
NONPROFITS CAN REQUEST
Full or partial loan repayment at any time, for the duration of the term.
How We Compare
| Rising Tide | Bank Accounts | Public Securities | Venture Investments | |
|---|---|---|---|---|
| Rate of Return | 5% | < 2% | Variable | Variable |
| Liquidity |  |  | |  |
| Guarantee | | | | |
| Social Impact | | | | |
| Not Subject to Market Conditions | | | | |
Participating Nonprofits
In The News
Let’s Iron Out The Details
What is the term of the loan?
The maximum term is 5 years.
Is there a minimum amount that I have to deposit?
The minimum amount is $50,000. The maximum amount is $250,000.
What happens if I want all my money out?
We’ll repay the loan in full along with all of the accrued interest up until the date of your request.
Are there any fees associated with the program?
There are no fees associated with Rising Tide.
Interested In Joining Rising Tide?
Complete the form and we’ll be in touch!
